Home Loan—
Personal Loan—
Business Loan—
Loan Against Property—
Gold Loan—
Car Loan—
Two Wheeler Loan—
Tractor Loan—
Education Loan—
PM Mudra Loan—
PMEGP Scheme—
KCC Kisan Loan—
Home Loan—
Personal Loan—
Business Loan—
Gold Loan—
Education Loan—
Tractor Loan—
Car Loan—
PMEGP Scheme—
Residential Finance
Home Loan
Fulfill your dream of owning a home. We work with 20+ banks to get you the lowest interest rates with quick processing and minimal documentation.
Interest Rate
8.40%+
Loan Amount
₹10L–₹5Cr
Tenure
30 Yrs
Processing
3–7 Days
Key Features & Benefits
Lowest rates from 20+ banks
Purchase, construction & renovation
Balance transfer at better rates
Home loan top-up facility
Tax benefits Sec 80C & 24(b)
Salaried & self-employed eligible
PMAY subsidy scheme
Doorstep document pickup
Documents Required
Aadhaar
PAN
Income Proof / ITR
Bank Statement (6M)
Property Documents
Salary Slips (3M)
Partner Banks
SBIHDFCICICIAxisLIC HFLPNBBOBKotak
Apply for Home Loan
Eligibility Criteria
Age: 21–70 YearsAt loan maturity
Min Income: ₹20,000/moSalaried or self-employed
CIBIL: 700+Better score = better rate
Instant Personal Finance
Personal Loan
Instant personal loan for any purpose — medical emergency, wedding, travel or renovation. Fast approval and bank transfer within 24–48 hours.
Interest Rate
10.5%+
Loan Amount
₹50K–₹40L
Tenure
5 Yrs
Approval
24–48 Hrs
Key Features & Benefits
No collateral required
Instant digital approval
Minimal documentation
Flexible EMI options
Pre-payment allowed
Salaried & self-employed
Any purpose loan
Doorstep service
Documents Required
Aadhaar
PAN
Salary Slips (3M)
Bank Statement (3M)
Form 16
Employment Letter
Partner Banks
SBIHDFCICICIBajajTata CapitalAxisIndusInd
Apply for Personal Loan
Eligibility Criteria
Age: 21–60 YearsSalaried or self-employed
Min Income: ₹15,000/moStable monthly income
CIBIL: 680+Clean credit history
Business Finance
Business Loan
Scale your business with the right financial support. Working capital, expansion, equipment purchase or startup funding — serving clients across Bihar and pan India.
Interest Rate
11%+
Loan Amount
₹1L–₹2Cr
Tenure
7 Yrs
Processing
5–10 Days
Key Features & Benefits
No collateral for unsecured loans
Working capital & term loans
Equipment & machinery finance
Startup & MSME loans
GST registered preferred
Expert financial advisory
Balance transfer available
Flexible repayment
Documents Required
Aadhaar
PAN
GST Certificate
ITR (2 Yrs)
Bank Statement (12M)
CA Balance Sheet
Partner Banks
SBIAxisHDFCBajajTata CapitalIDFC
Apply for Business Loan
Eligibility Criteria
Vintage: 2+ YearsEstablished business
Turnover: ₹20L+For secured loans
CIBIL: 680+Clean credit record
Secured Finance
Loan Against Property (LAP)
Unlock the value of your property. High-value loan against residential or commercial property at attractive rates with longer repayment tenure.
Interest Rate
9.5%+
Loan Amount
₹10L–₹5Cr
LTV
Up to 70%
Tenure
15 Yrs
Key Features & Benefits
Residential & commercial property
High loan-to-value ratio
Lower rate than personal loan
Business or personal use
Balance transfer available
Overdraft facility available
Part payment without charges
Longer repayment period
Documents Required
Aadhaar
PAN
Property Documents
Title Deed
Income Proof
Bank Statement (12M)
Partner Banks
SBIHDFCAxisPNB HousingLIC HFLBajaj Housing
Apply for LAP
Eligibility Criteria
Age: 21–70 YearsProperty owner / co-owner
Clear Title PropertyNo legal disputes
CIBIL: 680+Good repayment history
Gold Finance
Gold Loan
Instant funds against your gold jewellery. Lowest interest, high per-gram value, same-day disbursal and your gold kept safe with the bank throughout the loan period.
Interest Rate
7.5%+
Loan Amount
₹10K–₹1Cr
Disbursal
Same Day
LTV
Up to 75%
Key Features & Benefits
Instant same-day disbursal
No income proof needed
Any purpose — no questions
High per-gram value
Gold safely kept by bank
Bullet repayment option
Overdraft / credit line
No CIBIL required
Documents Required
Aadhaar
PAN
Passport Photo
Gold Jewellery (Physical)
Partner Banks
Muthoot FinanceManappuramHDFCSBIICICIFederal Bank
Apply for Gold Loan
Eligibility Criteria
Age: 18–70 YearsAny working adult
Gold Purity: 18–22 KaratHallmarked preferred
No CIBIL RequiredAnyone can apply
Vehicle Finance
Car Loan (New & Used)
Drive your dream car today! Competitive rates for new or pre-owned vehicles. We compare top banks to make your purchase smooth, fast and affordable.
Interest Rate
8.70%+
Loan Amount
Up to 100%
Tenure
7 Yrs
Approval
24–48 Hrs
Key Features & Benefits
New & used car financing
Up to 100% on-road funding
All car brands covered
Quick disbursal
Balance transfer available
Top-up after 12 EMIs
Electric vehicle loans
Minimal documentation
Documents Required
Aadhaar
PAN
Income Proof
Bank Statement (3M)
RC Book (used car)
Car Invoice
Partner Banks
SBIHDFCICICIAxisKotakMahindra Finance
Apply for Car Loan
Eligibility Criteria
Age: 21–65 YearsSalaried or self-employed
Min Income: ₹20,000/moStable income for EMI
CIBIL: 680+Good credit history
Two Wheeler Finance
Two Wheeler Loan
Get your dream bike or scooter with easy two-wheeler loans. Quick approval, minimal documentation for all brands including electric vehicles.
Interest Rate
10%+
Loan Amount
Up to 95%
Tenure
4 Yrs
Approval
Same Day
Key Features & Benefits
All two-wheeler brands
Electric scooter/bike loans
Up to 95% ex-showroom
Zero down-payment schemes
Same-day approval
Flexible EMI options
Minimal paperwork
Low income applicants eligible
Documents Required
Aadhaar
PAN
Income Proof
Bank Statement (3M)
Salary Slips / ITR
Partner Banks
Bajaj FinanceHDFCHero FinCorpTVS CreditMuthoot
Apply for Two Wheeler Loan
Bike Loan
Sports, commuter & cruiser bikes
Scooter Loan
All popular scooter brands
EV Loan
Electric two-wheeler schemes
Premium Bikes
High-end motorcycle financing
Eligibility Criteria
Age: 18–65 YearsSalaried or self-employed
Min Income: ₹8,000/moBasic income requirement
CIBIL: 650+New-to-credit also eligible
Agricultural Finance
Tractor Loan
Empower your farming with tractor loans at subsidized rates. Government scheme integration, seasonal EMI and new/used tractor financing — built for Bihar's farming community.
Interest Rate
7%+
Loan Amount
₹3L–₹25L
Tenure
9 Yrs
Down Payment
15–20%
Key Features & Benefits
All tractor brands financed
Farm equipment included
Government subsidy available
Seasonal repayment EMI
New & used tractor loans
No income proof for farmers
KCC integration
Subsidized under PM schemes
Documents Required
Aadhaar
PAN
Land Records (Khatauni)
Bank Statement (6M)
Tractor Invoice / RC
Partner Banks
SBIPNBBOBMahindra FinanceHDFCNABARD
Apply for Tractor Loan
Eligibility Criteria
Age: 18–65 YearsFarmer / agriculturist
Land OwnershipOwn agricultural land
CIBIL: 650+Or clean KCC record
Education Finance
Education Loan
Invest in your future. Education loans for India and abroad — covering tuition, hostel, books and living expenses. Repayment starts after course completion.
Interest Rate
8.15%+
Loan Amount
₹4L–₹1.5Cr
Moratorium
Course+1 Yr
Tenure
15 Yrs
Key Features & Benefits
India & abroad studies covered
Moratorium during study period
Tax benefit Sec 80E
No collateral up to ₹7.5L
Tuition, hostel & living covered
Girl student interest concession
Repayment after job or 1 yr
Documents Required
Aadhaar
PAN
Admission Letter
Fee Structure
Co-applicant Income Proof
Academic Marksheets
Bank Statement (6M)
Partner Banks
SBIBank of BarodaPNBAxisHDFC CredilaAvanse
Apply for Education Loan
Eligibility Criteria
Age: 16–35 YearsStudent applicant
Valid Admission LetterRecognized institute / university
Co-applicant RequiredParent / guardian as co-borrower
Government Schemes
Govt Scheme Loans
We are authorized facilitators for all major government loan schemes. From PM Mudra to PMEGP to KCC — full application support, project report preparation and bank liaison included.
PM Mudra
₹50K–₹10L
PMEGP
₹10L–₹25L
KCC
₹50K–₹3L
Subsidy
Up to 35%
Key Features & Benefits
PM Mudra — Shishu, Kishor, Tarun
PMEGP subsidy up to 35%
KCC for farmers — crop loan
Stand-Up India scheme
PMAY — housing subsidy
Full application filing support
DIC & bank liaison support
Project report preparation
Documents Required
Aadhaar
PAN
Business Plan / Project Report
Caste Certificate (if applicable)
Bank Statement
Land / Property Proof
Covered Schemes
PM MudraPMEGPKCCPMAYStand-Up IndiaStart-Up IndiaNRLMCGTMSE
Apply for Govt Scheme Loan
PM Mudra
Shishu / Kishor / Tarun
For small business & self-employed
Up to ₹10 Lakh
PMEGP
Manufacturing & Services
35% subsidy for rural applicants
Up to ₹25 Lakh
KCC
Kisan Credit Card
Crop loan for farmers at low rate
Up to ₹3 Lakh
PMAY
Housing for All
Interest subsidy on home loan
Up to ₹2.67L Subsidy
Eligibility Criteria
Age: 18–65 YearsScheme-wise eligibility varies
Aadhaar Linked AccountBank account with DBT enabled
No Previous DefaultClean government loan record
Why Choose SahaySetu
Why Clients Trust Us
We don't just connect you to banks — we guide you through every step of the loan journey
20+ Partner Banks
SBI, HDFC, ICICI, Axis, PNB and 15+ more — best rate comparison for your profile
Fast Approval
Most loans approved within 24–72 hours with our pre-screening and bank-ready documentation
100% Free Consultation
No upfront charges. Expert advisors assess your case and suggest best loan option absolutely free
Doorstep Service
Document pickup and submission at your location across West Champaran and surrounding districts
Lowest Interest Rates
We negotiate on your behalf to get the most competitive rates available in the market
Post-Disbursal Support
EMI queries, statements, NOC and closure support — we stay with you after loan is sanctioned
Simple Process
4 Steps to Get Your Loan Approved
Simple, transparent and fast — we handle the complexity so you don't have to
01
Free Enquiry
Fill the form or call us. Our advisor connects within 2 hours to understand your requirement
02
Document Check
We review eligibility, check CIBIL and prepare a strong application with correct documents
03
Bank Submission
We submit to the best matched bank and follow up at every stage of approval
04
Loan Disbursal
Loan amount directly credited to your bank account. We assist with all post-sanction formalities